Auto Financing & Leasing: Which is Right for You?

 

From the latest Subaru WRX and Impreza to the new Outback, you've toured a host of new Subaru sedans, hatchbacks, and SUVs here in Colorado Springs, CO, with a used car or truck two in the mix along the way. Now, it's time to take your favorite back down to Fort Carson, out to Fountain, or up to Monument. We'll bet you've noticed that car financing and Subaru lease options abound here at Heuberger Subaru, too, and there's much to consider. But not to worry: whether you opt for an auto loan or sign onto a leasing agreement, you can count on expert advice from our finance professionals to help you decide which option is best for you.


Lease: Short-Term Benefits at an Affordable Bottom Line

There are a few things to know about Subaru leasing. For one, as with any lease, the agreement is temporary, lasting only a few years. Since that means not owning a new car, possibilities present, not the least among them that you can change vehicles as frequently as your needs, drive style, and feature interests change. Secondly, down and monthly payments are usually a lot lower by comparison than those on a new car. Third, a lease's terms can be more flexible, balancing out its standard clauses regarding wear and tear, mileage limits, and other requirements. To sum up, if you're not planning to own, your immediate budget's most important, and you plan to check out other options down the road, leasing a new Subaru may be ideal.

Finance: Your's for the Long Haul

Financing means buying outright, and that means taking out a car loan with an interest rate, or APR, and though annual percentages may vary, you can look forward to several from which to choose that are budget-friendly. Plus, once you complete all your monthly payments at cost, you own your vehicle. Take note of a few aspects of purchasing. First, your down payment and monthly expenses can be higher than when leasing, but loan terms can often be extended. That can mean a more extended repayment period as well as a lower out-of-pocket per month. Also, unlike with a lease, there are no wear and tear qualifications, there aren't any limits on mileage, and you can customize that car, truck, or SUV you love. If these conditions are to your liking, then financing may be your best bet.


Our Subaru Finance Center Can Help You Explore Your Options Further

A network of trusted lenders with whom we have a long-standing relationship, a friendly staff of financial professionals -- all these and more are at your service. When it's time to head down the road of ownership, you have an open invitation to call us or send an inquiry here on the Web. We'll be glad to schedule you for an in-person consultation to discuss your alternatives with you in detail. Would you prefer to save a little time and begin your application process before visiting? Feel free, right here online, from the comfort of home - our short Web form makes it a snap. We look forward to meeting you here at 1080 Motor City Drive!

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